Credit Optimizing

TAKE CREDIT TO THE NEXT LEVEL TODAY.

Working Capital, Line of Credit, Invoice Factoring, Merchant Cash Advance, Credit Repair

For almost a generation, Overland Funding has been a leader in the transformation of the personal and business lending space, and significantly outperforming the meager results of traditional credit repair. With the basecamp in San Diego, California, Overland Funding helps business people, real estate investors, and savvy consumers supercharge their credit profiles and reach their funding goals.

WHAT WE DO & WHY IT WORKS

Working Capital, Line of Credit, Invoice Factoring, Merchant Cash Advance, Credit Repair


By customizing a credit optimizing plan that’s right for you, we’ll help you reach ANY financial goal—and we’ll stick with you until all 28 FICO® credit scores exceed 800… In addition, we help our customers by delivering the tools and strategies they need to be successful in the credit game—the game lending institutions don’t want you to know how to play, and credit repair companies don’t have a clue about. We focus on building hefty, fundable credit profiles while minimizing the effects of negative accounts and maximizing the effects of positive accounts.


OUR PROVEN PROCESS HAS HELPED THOUSANDS

Working Capital, Line of Credit, Invoice Factoring, Merchant Cash Advance, Credit Repair

 

Credit is power. Having a $100K line of credit is the same as actually having $100K if you know how to use it correctly.

Whatever financial opportunity you seek in life, whether it’s starting a new business venture, breaking into real estate, or saving money on your next auto purchase, having a fundable credit profile is key.

 What are you waiting for? A perfect credit profile and funding that comes with it are within your grasp. Schedule your FREE Credit Analysis to get started. 

60 - Minute Credit Analysis - Tier 1

Working Capital, Line of Credit, Invoice Factoring, Merchant Cash Advance, Credit Repair

 This one-hour analysis reveals how your credit profile stacks up against all 40 FICO funding metrics.

  • Audit your credit report
  • Evaluate the accuracy of your identity
  • See how you compare to the FICO 40
  • Determine your current level of fundability
  • Examine the quality of your revolving and installment accounts
  • Learn how to raise your credit score 45 points in 45 days

Ideal for: Savvy consumers, real estate investors, small-business owners, freelancers and independent consultants 

Comprehensive Review For Business Funding - Tier 2

Working Capital, Line of Credit, Invoice Factoring, Merchant Cash Advance, Credit Repair

 This 60-minute assessment reveals how close your business is to fundability.

  • Audit your business identity
  • Determine if your business name passes the “red flag” test
  • Incorporate best practices for your first round of business funding
  • See how your business compares to the most fundable industry sectors
  • Coach you on the right steps to take when setting up a new entity
  • Determine if a blind corporation is right for you
  • Guide you in working with different regulatory agencies

Ideal for: Real estate investors, small-business owners, entrepreneurs, freelancers and independent consultants 

TOTAL OPTIMIZING - 1 Year Recovery Support - Tier 3

Working Capital, Line of Credit, Invoice Factoring, Merchant Cash Advance, Credit Repair

Get up to twelve months of comprehensive recovery and disputing strategies that maximize the power of the Fair Credit Reporting Act.

  • Complete personal recovery package +
  • Comprehensive Recovery Analysis
  • Audit your personal identity for point loss
  • Customized Recovery Plan
  • Personal Recovery Coaching
  • Quarterly recovery audits
  • Quarterly recovery disputes
  • Personal recovery support and quarterly disputes for up to 12 months of disputing

Ideal for: Individuals who have experienced derogatory trade-lines or public records (including bankruptcies).